Moonbeams

Money saving tip for Swofties

Make sure you switch off appliances completeley when you are not using them. Standby costs big time!

I would love to hear your money saving tips to share with others

If you want to learn more about how women over fifty can fund their dreams then don’t miss today’s interview with Loral Langemeier, New York Times best-selling author and a leading motivational speaker.

Loral has spurred thousands across the United States and beyond from dazed apathy and fear of finance to millionaire status by giving them the simple tools to launch innovative businesses that generate cash and build wealth.

http://talkingprimetimewomen.com/loral

Money saving tip for Swofties

Invest in a slow cooker. It’s much cheaper than convenience food and much nicer too! I use ‘Pour and Store’ bags (available from Tesco) which are great for bulk bolognaise and stews and ensures I always have something to pop in the microwave when I feel too tired to cook.

If you want to learn more about how women over fifty can fund their dreams then don’t miss today’s interview with Loral Langemeier, New York Times best-selling author and a leading motivational speaker.

Loral has spurred thousands across the United States and beyond from dazed apathy and fear of finance to millionaire status by giving them the simple tools to launch innovative businesses that generate cash and build wealth.

http://talkingprimetimewomen.com/loral

Money saving tip for Swofties

If you buy magazines regularly, take out a subscription and save money or even better, use loyalty vouchers from your supermarkaet to get them for FREE. I would love to hear your money saving tips

If you want to learn more about how women over fifty can fund their dreams then don’t miss today’s interview with Loral Langemeier, New York Times best-selling author and a leading motivational speaker.

Loral has spurred thousands across the United States and beyond from dazed apathy and fear of finance to millionaire status by giving them the simple tools to launch innovative businesses that generate cash and build wealth.

http://talkingprimetimewomen.com/loral

Budgeting tip for SWOFTIES

Budgeting tip for Swofties – When I first became single I kept a spending diary which proved really useful to inform budgeting. I would love to hear your money saving tips.

To find out more ways to save money and generate income check out this FREE interview with Nicola Cairncross TODAY http://talkingprimetimewomen.com/x0eb4iut/

Secrets for Swofties - Five Money Top Saving Tips To Make Your Money Go Further

 It costs more to live as a single person. Fact. This is because it costs more for one person to live in a property than it does a couple.e.g lighting and heating, TV license, phone line rental and contents insurance costs almost the same for one as it does for two and we get a 25% not a 50% discount on Council tax! Also woman’s anticipated retirement income is typically a lot lower than a mens.

So girls, you just gotta make your money go further.Here are my top ten tips for making your hard earned casgh go further –

1. If you haven’t already got one change to a water meter. Also fill a cola or lemonade bottle with water and pop in your cistern. I saved 60% on my bill by using a water meter and it costs nothing to change over.
2. Buy ‘Pure’ milk (most big supermarkets sell their own brand. Cravendale is another) which has been finely filtered as well as pasteurised. More of the bacteria that turn milk sour have been removed so it lasts much longer. It costs a few pennies more but lasts twice as long so you don’t waste any.
3. Use your local college for hair styling and beauty treatments. Most offer beautician and hairdressing courses and need people to practice on.Prices are considerable cheaper and qualified hairdresser/beautician will always check the work.
4. Use a Government MOT test centre (all areas have them) your car is more likely to pass as they don’t have a vested interest in prescribing repairs.
5. Buy special bags to keep fruit, salad and vegetable fresher up to five times loger. I like the ones from Lakeland but you can get them elsewhere.

 As the saying goes ‘Look after the pennies and ….’

If you want to learn more about how women over fifty can fund their dreams then don’t miss today’s interview with Loral Langemeier, New York Times best-selling author and a leading motivational speaker.

Loral has spurred thousands across the United States and beyond from dazed apathy and fear of finance to millionaire status by giving them the simple tools to launch innovative businesses that generate cash and build wealth.

http://talkingprimetimewomen.com/loral

Money saving tip for SWOFTIES

I use  Promo codes, evouchers and discount codes to save money. Try http://www.madaboutbargains.com and http://www.fixtureferrets.co.uk. The website http://www.livingsocial.com/deals also offers one fantastic deal per day. In some cases with discounts of up to 90% at local restaurants, bars, spas, theatres and more in many different cities worldwide.See what you can find and sign up to get your daily email and discounted gift each day.

To find out more ways to save money and generate income check out this FREE interview with Nicola Cairncross TODAY http://talkingprimetimewomen.com/x0eb4iut/

Secrets for Swofties - 5 Easy Ways to Boost Your Income

According to research a worrying number of women will retire into poverty. It also costs more for one person to live in a property than it does a couple. Lighting, heating, TV license, phone line rental and contents insurance etc. cost almost the same for one as they do for two and we get a 25%, not a 50% discount on Council tax. It is therfore important to take action to maximise our income as soon as possible. Here are some asy ways to help you on your way.

                                                                

 
1.   Reduce your day to day spending. Keep a spending diary for a few weeks and you will soon find out where your money is going.

 2.   Cut down your essential bills each month by switching to an all-in-one package where you get your TV, phone and broadband from the same provider.Cut energy bills by ensuring you are on the correct tariff for your useage and region. Check out dual fuel options and pay by direct debit to maximise savings.Use a cost comparison site like

www.moneysavingexpert.com

www.moneysupermarket.com,

www.uswitch.com,

 3.   Get a pension forecast from the Pension Service (0845 3000 168) and boost your entitlement by making additional National Insurance contributions if you can.

 4.   Delay retirement for three years. You will be financially better off because you won’t National Insurance on your earnings and you will get bigger state pension payments for life or a cash sum of around £16,000. .Check out the leagal facts about working past retirement at www.direct.gov.uk/pensions

 5.    You don’t have to stay in your current job. Consider working part-time, changing career or setting up your own business. Alternatively you can create additional income streams by using existing skills or learning new ones such as mystery shopping, translating, having foreign students to stay during the summer, proof reading, cleaning, ironing or creating information products via ebooks or ecourses.

If you’ve enjoyed reading this post, and would like to know more about making money work harder for you and wealth creation, please join me for the FREE Telesummit, Talking Prime Time Women, I’m running soon by going here http://talkingprimetimewomen.com/

Budgeting tip for Swofties

When I first became single I kept a spending diary which proved really useful to inform budgeting. I would love to hear your money saving tips.

If you want to learn more about how women over fifty can fund their dreams then don’t miss today’s interview with Loral Langemeier, New York Times best-selling author and a leading motivational speaker.

Loral has spurred thousands across the United States and beyond from dazed apathy and fear of finance to millionaire status by giving them the simple tools to launch innovative businesses that generate cash and build wealth. http://talkingprimetimewomen.com/loral DO NOT MISS IT

Money saving tip for Swofties

Why not organise a clothes swapping party with your friends. Your trash maybe someone elses treasure. I would love to hear your money saving tips.

Money saving tips for Swofties

Why not use your local college for hair styling and beauty treatments. Most offer beautician and hairdressing courses and need people to practice on.Prices are considerable cheaper and qualified hairdresser/beautician will always check the work. I would love to hear your money saving tips.